What is the difference between a digital ID and a digital wallet?

A digital ID is like an electronic version of a physical ID document, and a digital wallet is a collection of IDs or credentials on a mobile device.

Is an e-ID the same as a digital ID?

The terms e-ID and digital ID are used to describe an electronic representation of personally identifiable information that may be used to verify an identity.

How does a person create a digital ID account?

The steps in creating a digital ID account vary depending on the government or private entity that issues the ID. It may involve a background check, an in-person visit or uploading a government-issued ID document.

Is a national ID also a digital ID?

Some, but not all, digital IDs are also national IDs. National IDs are created by governments for citizens and residents. They are typically physical ID cards, such as passports and driver’s licenses. Sometimes, digital versions of these national IDs are issued, and these can be accessed online or via a mobile device like any other e-ID.

How do digital IDs protect privacy?

Data is secured with multifactor authentication and cryptographic protection. The user can see what a platform is requesting, such as name or address, and can restrict data sharing.

How are digital IDs verified?

Often, businesses need permission to integrate directly with each ID issuer, typically using OpenID Connect. Businesses also can integrate with a single identity platform for fast, efficient integration and digital ID verification.

What is a centralized ID scheme?

A centralized digital ID is created by a single entity, usually a government.

What is a federated ID scheme?

A federated digital ID is created by a collection of private and public entities, often banks, operating with trust frameworks.

Electronic Identification, Authentication and Trust Services is an EU proposal to introduce a digital wallet that gives users control over their personal information and how it’s shared. The proposal would increase digital ID adoption in the private sector and allow for cross-border digital ID recognition. The goal is for every member state to provide digital wallets.

An mDL is a mobile driver’s license. They are government-issued e-IDs stored on mobile phones. An mDL can include personally identifiable information such as name, age and license expiration date.

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